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Buying or Refinancing a Home

Buying or Refinancing a Home
Whether you're single or married, new parents or empty-nesters, city chic or country casual, here's some of what you should know, including some thoughts from the editors of SmartMoney®.

Calculators

Get the numbers you need to make a smart decision with our Calculators.
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Home Buying

Take some of the mystery out of the home buying process with this helpful introduction.
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Mortgage Refinancing

With interest rates close to 40-year lows, chances are you'll save money by refinancing.
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7 Questions for Condo Buyers

Buying a condo? SmartMoney suggests that you find out what goes on beyond your 4 walls.
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A Primer on Homeowner Tax Breaks

The editors of SmartMoney show you how the roof over your head can be a tax shelter, too.
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Calculators
What home can I afford?
How much can I borrow?
Am I better off renting?
How much will my mortgage payments be?
Which is better: fixed or adjustable?
Which is better: 15 or 30 year term?
How much will my adjustable rate payments be?
How much should I put down for a new home?
Should I pay points to lower the rate?
How much can I save in taxes?
What will my closing costs be?
How can I reduce mortgage insurance costs?
Am I better off refinancing?
What will my refinancing costs be?
† Check with your tax advisor regarding tax deductibility.
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