Among the fastest growing crimes worldwide, identity theft can have devastating financial impact on both consumers and businesses.

Identity theft is the unauthorized use of your personal information, including your name, birth date, address, Social Security Number, bank account number, credit card number, or other identifying information without your knowledge to commit fraud or theft.

How to Tell If You Are a Victim
Clues that your personal information is being used fraudulently:

• You receive emails asking you to click through to a site in order to provide, update, or verify your account information. This is known as “phishing.”
• You fail to receive bills or other expected mail
  
• You receive credit cards for which you did not apply
  
• You are denied credit for no apparent reason
  
• You receive calls from debt collectors or companies about merchandise or services you didn't buy

How to Get Help
Sovereign's Identity Recovery Kit may help you if you are a victim of identity theft:

		Identity Theft Victim Worksheet First steps you should take
		Identity Theft Affidavit Complete this form, have it notarized, and submit it to your creditors
		Credit Bureau Sample Letter Use this as a guide when notifying credit bureaus that you are a victim of identity theft
		Creditor Dispute Sample Letter Use this as a guide when disputing a charge or debit to any of your accounts
		Sovereign Bank's Identity Theft Brochure Helpful information about identity theft, including critical contact information and steps to take to prevent future occurrences.