* Minimum balance of $500 is required to open a CD and receive the annual percentage yield (APY) shown above. A penalty will be imposed for early withdrawal from a CD. APYs effective as of August 28, 2010, and may change thereafter for new accounts. Personal accounts only.
** Annual percentage yields (APYs):
APY is available when your available balance is $75,000 and above;
APY is applied when your available balance is $50,000-$74,999.99;
APY is applied when your available balance is $25,000-$49,999.99;
APY is applied when your available balance is $10,000-$24,999.99; and
APY is applied when your available balance is less than $10,000. APYs available for new accounts only, are effective as of August 28, 2010, and may change at any time and after your account is opened. Fees may reduce earnings. A minimum deposit of $10 and a Sovereign Premier or Business Owner Premier Checking account are required to open a Personal Money Market Savings account. Personal accounts only. Federal regulations require us to limit to 6 per statement period the number of certain transfers you may make from a money market savings account, including transfers by telephone or using online banking. See your Personal Deposit Account Agreement for details.
† The balances in deposit accounts that are held in the same ownership capacity are added together for FDIC insurance purposes. For example, accounts you own individually are added together. Additional coverage is available, however, for other ownership categories, such as for your accounts you own jointly and for accounts you hold in trust for a beneficiary. The legislation authorizing the increase in deposit insurance coverage limits makes the change effective October 10, 2008, through December 31, 2013. Please visit www.fdic.gov for details.