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- Flexible terms from 30 days to 10 years (Call 877-768-2265 for current rates for the term of your choice)
- Automatic renewal options
- Quarterly statements available upon request
- FDIC insured
IRA CDs—Guaranteed earnings with the tax benefits of an IRA
- Flexible terms from 30 days to 10 years
- Automatic renewal options
- Annual statements available upon request
- FDIC insured
The ability to adjust your rate once within the CD's term ensures that you never have a second thought about investing in a Sovereign CD.
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12-Month Rising Rate CD rates
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Interest Rate
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APY
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$500-$9,999
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.10%
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.10%
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$10,000-$49,999
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.15%
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.15%
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$50,000-$99,999
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.20%
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.20%
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12-Month Rising Rate CD rates with Premier Checking or Business Owner Premier Checking
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Interest Rate
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APY
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$500-$9,999
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.35%
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.35%
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$10,000-$49,999
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.40%
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.40%
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$50,000-$99,999
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.45%
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.45%
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12-Month Rising Rate IRA CD rates
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Interest Rate
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APY
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$500-$9,999
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.10%
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.10%
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$10,000-$49,999
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.15%
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.15%
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$50,000-$99,999
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.20%
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.20%
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24-Month Rising Rate CD rates
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Interest Rate
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APY
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$500-$9,999
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.15%
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.15%
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$10,000-$49,999
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.20%
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.20%
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$50,000-$99,999
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.25%
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.25%
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24-Month Rising Rate CD rates with Premier Checking or Business Owner Premier Checking
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Interest Rate
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APY
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$500-$9,999
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.40%
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.40%
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$10,000-$49,999
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.45%
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.45%
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$50,000-$99,999
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.50%
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.50%
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24-Month Rising Rate IRA CD rates
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Interest Rate
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APY
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$500-$9,999
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.15%
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.15%
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$10,000-$49,999
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.20%
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.20%
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$50,000-$99,999
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.25%
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.25%
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36-Month Rising Rate CD rates
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Interest Rate
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APY
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$500-$9,999
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.25%
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.25%
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$10,000-$49,999
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.30%
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.30%
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$50,000-$99,999
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.35%
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.35%
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36-Month Rising Rate CD rates with Premier Checking or Business Owner Premier Checking
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Interest Rate
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APY
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$500-$9,999
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.50%
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.50%
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$10,000-$49,999
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.55%
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.55%
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$50,000-$99,999
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.60%
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.60%
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36-Month Rising Rate IRA CD rates
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Interest Rate
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APY
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$500-$9,999
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.25%
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.25%
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$10,000-$49,999
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.30%
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.30%
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$50,000-$99,999
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.35%
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.35%
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Learn more about FDIC Insurance
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More Safety — More Security
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Minimum deposit of $500 required to open a CD and receive the annual percentage yield (APY) shown above. A penalty will be imposed for early withdrawal from a CD. APYs effective as of January 28, 2012, and may change thereafter for new accounts. |
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| ** |
The interest rate on a Rising Rate CD may change. You can request that we increase the interest rate on a Rising Rate CD one time during the term. |
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