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Checking Packages   |   Savings/CDs   |   Cards   |   Online Banking   |   Account Services
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Classic Checking & Savings Account Package

Easy. Hassle-free.
Our Classic Banking package gives you simple, worry-free banking with convenient features.


Manage Your Day-to-Day Banking
Just what you need when you want to simplify, Classic Banking offers you moneysaving features with hassle-free banking.


Sovereign Classic Banking includes:

Classic Checking
  • Low minimum balance requirement
  • No monthly fee with a $500 average daily balance (otherwise, $5)
  • No per-check charge
  • Competitive rates
  • Free with a Classic Checking account1
  • FDIC-insured account2





Not sure which package is right for you? Call a dedicated product specialist at 877-860-9753 between the hours of 7 a.m. - 8 p.m. or use our Account Selector tool.


     
Additional Benefits/Features
  • Your Sovereign Classic Checking account comes with a Sovereign Debit MasterCard. Use it anywhere MasterCard Debit Cards are accepted and at more than 2,300 Sovereign ATMs.
  • Earn up to 20% in Sovereign Cash RewardsSM at participating retailers when you use your debit card3
  • Online Banking with BillPay is 100% GUARANTEED4 against fraud and late bill payments
  • 24/7 access to account balances, transaction history and more through Online Banking with BillPay
  • Available Sovereign Easy Access Line of Credit (subject to credit approval)
  • Sovereign Account Protector Program5
  • .25% rate discount on Home Equity Loans, Home Equity Lines of Credit and Auto Loans with automatic payment from a qualifying Sovereign account


 
Learn more about FDIC Insurance
More Safety — More Security
1 $100 average daily balance requirement if Classic Checking is closed ($3.50 monthly fee if balance requirement not met).
2 Please visit www.fdic.gov for details.
3 Cash rewards are earned on purchases made at participating online retailers through the Sovereign Cash RewardsSM Program Website or in-store at participating national and local retailers when using your Sovereign Debit Card. Look for terms of the participating retailers' offers on the Sovereign Cash RewardsSM Website. Participating retailers are subject to change.
4 Please refer to the Online Banking Agreement for details on guarantees and your responsibilities for promptly reporting unauthorized transactions.
5 (a) There is no guarantee that all overdrafts will be paid; (b) Sovereign charges a fee of $35 for each item that overdraws your account and a fee of $5 per day if any overdraft remains unpaid for more than 5 days; and (c) If we do pay an overdraft on your account, the overdraft must be promptly repaid.
Access Your Accounts
2 Easy Ways to Open
1 Online: Open Now
2 Call a dedicated product specialist
at 877-860-9753
(7 a.m. - 8 p.m.)

How May We Help You?
Related Resources
Compare Sovereign Checking Accounts
Check 21 FAQs
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Online Only Banking Package Offer
Get a Sovereign Easy Access Line of Credit
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