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Checking Packages   |   Savings/CDs   |   Cards   |   Online Banking   |   Account Services
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Premier Checking & Savings Account Package

Relationship and Rewards
Sovereign Premier Banking rewards you for doing more of your banking with us.


Manage Your Day-to-Day Banking
Get special rates, discounts, benefits, and great no-fee features.


Sovereign Premier Banking includes:

Premier Checking
  • Interest-bearing checking with our highest checking account interest rate
  • No monthly fee with $20,000 or more in combined balances in checking, savings, money market savings, CDs, IRAs, investments, or loans1 (otherwise, $30)
  • Free checks2
  • No monthly fee/No minimum balance with a Sovereign Premier Checking Account3
  • Our best Money Market Savings rates
  • FDIC-insured account4





Not sure which package is right for you? Call a dedicated product specialist at 877-860-9753 between the hours of 7 a.m. - 8 p.m. or use our Account Selector tool.


     
Additional Benefits/Features
  • Your Sovereign Premier Checking account comes with a Sovereign Debit MasterCard. Use it anywhere MasterCard Debit Cards are accepted and at more than 2,300 Sovereign ATMs.
  • No fee to use other banks' ATMs located in the United States5
  • Exclusive toll-free customer service phone number
  • Earn up to 20% in Sovereign Cash RewardsSM at participating retailers when you use your debit card6
  • Online Banking with BillPay is 100% GUARANTEED7 against fraud and late bill payments
  • 24/7 access to account balances, transaction history and more through Online Banking with BillPay
  • Available Sovereign Easy Access Line of Credit (subject to credit approval)
  • Sovereign Account Protector Program8
  • .25% rate discount on Home Equity Loans, Home Equity Lines of Credit and Auto Loans with automatic payment from a qualifying Sovereign account
  • No annual rental fee for small safe deposit box9


 
Learn more about FDIC Insurance
More Safety — More Security
1 Mortgages, student loans, credit card balances, unsecured personal loans and lines of credit issued by FIA Card Services, N.A., and the unused portion of any Sovereign credit line are not counted as part of the combined balance. Indirect auto loans obtained through automobile dealers also are not counted.
2 Free Graystone checks, or $15 discount toward alternate designs.
3 Available only with a Sovereign Premier Checking or Business Owner Premier Checking account. If your Sovereign Premier Checking or Business Owner Checking account is closed, there is a $10 monthly fee when your average daily balance falls below $10,000.
4 Please visit www.fdic.gov for details.
5 ATM owner may charge a separate fee.
6 Cash rewards are earned on purchases made at participating online retailers through the Sovereign Cash RewardsSM Program Website or in-store at participating national and local retailers when using your Sovereign Debit Card. Look for terms of the participating retailers' offers on the Sovereign Cash RewardsSM Website. Participating retailers are subject to change.
7 Please refer to the Online Banking Agreement for details on guarantees and your responsibilities for promptly reporting unauthorized transactions.
8 (a) There is no guarantee that all overdrafts will be paid; (b) Sovereign charges a fee of $35 for each item that overdraws your account and a fee of $5 per day if any overdraft remains unpaid for more than 5 days; and (c) If we do pay an overdraft on your account, the overdraft must be promptly repaid.
9 Or 50% discount on any size safe deposit box rental as long as your Sovereign Premier Checking Account remains open.
Access Your Accounts
2 Easy Ways to Open
1 Online: Open Now
2 Call a dedicated product specialist
at 877-860-9753
(7 a.m. - 8 p.m.)

How May We Help You?
Related Resources
Compare Sovereign Checking Accounts
Check 21 FAQs
Better Banking Means Better Offers
Online Only Banking Package Offer
Get a Sovereign Easy Access Line of Credit
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