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Account
Feature |
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Sovereign Premier Checking
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Sovereign Free Interest Checking
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Sovereign Free Checking
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Sovereign Free Student Checking
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 |
Earns Interest |
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Yes, tiered rates |
|
Yes |
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No |
|
No |
|
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Minimum Balance Requirement |
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Combined balance from deposits, loans and investments of $15,000* |
|
No |
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No |
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No |
|
|
Free Checks |
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Yes** |
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Yes** |
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No** |
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Yes** |
|
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Sovereign Visa CheckCard with no annual or monthly fee |
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Yes, Platinum |
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Yes, Gold |
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Yes |
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Yes |
|
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Fee to use other banks' ATMs in the U.S.*** |
|
No |
|
No |
|
Yes |
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No |
|
|
Eligible for Premier Money Market Savings Account |
|
Yes |
|
No |
|
No |
|
No |
|
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Interest Rate Bonus for eligible CDs |
|
Yes |
|
No |
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No |
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No |
|
|
Interest rate discount for secured loans and lines of credit† |
|
Yes, 1/2% |
|
Yes, 1/4% |
|
Yes, 1/4% |
|
Yes, 1/4% |
|
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Additional Benefits |
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• Funds available next day
• Tiered interest rates to reward higher balances
• No fee for stop payments, money orders, bank checks and regular travelers cheques
• No fees for overdrafts or overdraft transfers, and no annual fee for overdraft line of credit
• 50% discount on annual rental of safe deposit box
• No annual fee on FlexLockSM Home Equity Lime of Credit
• $100 discount on mortgage application fee
• No Annual Inactivity Fee or Annual IRA Fee on Brokerage accounts††
• Free Comprehensive Financial Plan
• Free College Savings Plan |
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 Apply
Now
Sovereign Premier Checking
|
|
Apply
Now
Sovereign Free Interest Checking
|
|
Apply
Now
Sovereign Free Checking
|
|
Apply
Now
Sovereign Free Student Checking
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| |
*
|
Mortgages, student loans, credit card balances, indirect auto loans obtained through automobile dealers, unsecured personal loans and lines of credit issued by FIA Card Services, N.A., and the unused portion of any Sovereign credit line are not counted as part of the combined balance. |
|
| |
*
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Mortgages, student loans, credit card balances, unsecured personal loans and lines of credit issued by FIA Card Services, N.A., and the unused portion of any Sovereign credit line are not counted as part of the combined balance. |
|
| |
**
|
Sovereign Premier Checking—Free Graystone-style checks or $15 credit toward alternate designs.
Sovereign Free Interest Checking—Free Graystone-style checks.
Sovereign Free Checking—Customers purchase their checks.
Sovereign Free Student Checking—Free first order of Graystone-style checks, limited to 1 box of 120 checks. After first order, students purchase their own checks. |
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***
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ATM owner may charge a separate fee. |
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†
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With automatic payment from a Sovereign account. Not available on mortgages, and auto loans obtained through an auto dealer. |
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| |
††
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Securities are offered through LPL Financial Corporation, member FINRA/SIPC. Insurance is offered through LPL Financial or its affiliates. LPL Financial is not affiliated with Sovereign Bank.
NOT FDIC INSURED | MAY LOSE VALUE
NO BANK GUARANTEE | NOT A DEPOSIT
NOT INSURED BY ANY FEDERAL GOVERNMENT ENTITY |
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Equal Housing Lender - Member FDIC
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