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Account
Feature |
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Sovereign Premier Checking
|
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Sovereign Interest Checking
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Sovereign Free Checking
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Sovereign Free Student Checking
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|
 |
Earns Interest |
|
Yes, tiered rates |
|
Yes |
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No |
|
No |
|
|
Minimum Balance Requirement |
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Combined balance from deposits, loans and investments of $15,000* |
|
No |
|
No |
|
No |
|
|
Free Checks |
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Yes** |
|
Yes** |
|
No** |
|
Yes** |
|
|
Sovereign Visa CheckCard with no annual or monthly fee |
|
Yes, Platinum |
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Yes, Gold |
|
Yes |
|
Yes |
|
|
Fee to use other banks' ATMs in the U.S.*** |
|
No |
|
No |
|
Yes |
|
No |
|
|
Eligible for Premier Money Market Savings Account |
|
Yes |
|
No |
|
No |
|
No |
|
|
Interest Rate Bonus for eligible CDs |
|
Yes |
|
No |
|
No |
|
No |
|
|
Interest rate discount for secured loans and lines of credit† |
|
Yes, 1/2% |
|
Yes, 1/4% |
|
Yes, 1/4% |
|
Yes, 1/4% |
|
|
Additional Benefits |
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• Funds available next day
• Tiered interest rates to reward higher balances
• No fee for stop payments, money orders, bank checks and regular travelers cheques
• 50% discount on annual rental of safe deposit box
• $100 discount on mortgage application fee
• No Annual Inactivity Fee or Annual IRA Fee on Brokerage accounts††
• Free Comprehensive Financial Plan
• Free College Savings Plan |
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Exclusive Sovereign Bank Credit Card with WorldPoints® Rewards and no annual fee available††† |
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Exclusive Sovereign Bank Credit Card with WorldPoints® Rewards and no annual fee available††† |
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Sovereign Student Credit Card with no annual fee available††† |
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|
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|
 Apply
Now
Sovereign Premier Checking
|
|
Apply
Now
Sovereign Interest Checking
|
|
Apply
Now
Sovereign Free Checking
|
|
Apply
Now
Sovereign Free Student Checking
|
| |
*
|
Mortgages, student loans, credit card balances, indirect auto loans obtained through automobile dealers, and the unused portion of any Sovereign credit line are not counted as part of the combined balance. |
|
| |
*
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Mortgages, student loans, credit card balances, and the unused portion of any Sovereign credit line are not counted as part of the combined balance. |
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| |
**
|
Sovereign Premier Checking—Free Graystone-style checks or $15 credit toward alternate designs.
Sovereign Interest Checking—Free Graystone-style checks.
Sovereign Free Checking—Customers purchase their checks.
Sovereign Free Student Checking—Free first order of Graystone-style checks, limited to 1 box of 120 checks. After first order, students purchase their own checks. |
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| |
***
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ATM owner may charge a separate fee. |
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| |
†
|
With automatic payment from a Sovereign account. Not available on mortgages, and auto loans obtained through an auto dealer. |
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| |
††
|
Securities are offered through LPL Financial Corporation, member FINRA/SIPC. Insurance is offered through LPL Financial or its affiliates. LPL Financial is not affiliated with Sovereign Bank.
NOT FDIC INSURED | MAY LOSE VALUE
NO BANK GUARANTEE | NOT A DEPOSIT
NOT INSURED BY ANY FEDERAL GOVERNMENT ENTITY |
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| |
†††
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Subject to credit approval. Credit cards issued and administered by FIA Card Services N.A. |
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Equal Housing Lender - Member FDIC
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