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Sovereign Bank
Home Equity Loans

Home Equity Loans



Let your home's equity start working for you.


Using the equity in your home can be your best route to building a new kitchen, consolidating high interest credit card balances, making energy efficient improvements, or sending the kids off to college.

Please choose your state to view Home Equity Loan information in your area.


Member FDIC © 2009 Sovereign Bank | Sovereign Bank and its logo are registered trademarks of Sovereign Bank or its affiliates or subsidiaries in the United States and other countries.

Subject to credit approval.

Maximum loan-to-value ratio is 80% in PA, NJ, MD, NY, CT, RI, MA, and NH. The maximum loan-to-value ratio in all other states in which Sovereign lends is 70%.

To get the rates shown you must have or open or have a Sovereign Premier, Business Owner Premier, or Sovereign Partnership Checking account, or a Premier Money Market Savings account, and use automatic payment from the qualifying account. Rates and other terms accurate as of October 3, 2008 and are subject to change thereafter. Applications subject to approval.

* Check with your tax advisor regarding tax deductibility.

† Monthly payments based on 20-year term, and assume maximum LTV of 80% on a 1-4 family owner-occupied residence.

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