Executive Vice President for Consumer Finance &
General Director for Strategic Investments
Grupo Santander

Juan Rodriguez Inciarte joined Santander in 1985. Within Santander, he has served as head of retail banking and wholesale corporate banking, and was a member of the Santander Board of Directors from 1991 to 1999.

He has also been a Director of the The Royal Bank of Scotland Group PLC from 1988 to 2004, and was a Director of First Fidelity Bancorp and First Union Corp. (now Wachovia Corp.), as well as San Paolo-IMI of Italy.

He is currently a director of oil company Cepsa SA of Spain, and is Vice Chairman of the Board of Abbey National PLC of the U.K., a fully owned unit of Santander. He is also a member of the US-Spain Council and Fellow of The Chartered Institute of Bankers in Scotland.

He was elected to Sovereign Bancorp's Board in May 2006.


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