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Sovereign Interest Checking

Easy Checking. For Busy People.

Too many everyday responsibilities make life complicated. Your checking account shouldn’t be one of them. Sovereign Interest Checking is packed with free features built for your busy life.

  • No monthly fee with Direct Deposit (otherwise, $10)
  • No minimum balance requirement
  • Free Online Banking with BillPay and 100% fraud protection*
  • Security in knowing that Sovereign is now part of one of the world's strongest and safest banks



built to match your busy lifestyle
Sovereign Interest Checking

It's a simple, convenient, worry-free account with great features, and no monthly fees or minimum balance requirement when you set up Direct Deposit.

Additional Benefits

  • Free Graystone-style checks
  • No fee to use other banks' ATMs in the U.S.**
  • ¼% rate discount for new secured consumer loans with automatic payment from a Sovereign account***
  • Earn up to 20% Cash Back with Sovereign Cash Rewards†
  • No-annual-fee Gold Debit Card
Open Interest Checking Open Interest Checking



* When you use Sovereign's Online Banking with BillPay, your money is protected against any online fraud or losses, and we guarantee your bills are paid on time. Just like most major credit cards, you are protected against unauthorized online transactions. If you discover fraud, just notify us within two business days and you’ll have 100% protection.

** ATM owner may charge a separate fee.

*** Requires automatic payment from a Sovereign Interest Checking account and is not applicable to mortgages and auto loans obtained through a dealer.

† Cash back is earned on purchases made at participating online retailers through the Sovereign Cash Rewards Program web site or in-store at participating national and local retailers when using your Sovereign Debit Card. Look for terms of the participating retailers' offers at www.sovereignbank.com/rewards. Participating retailers are subject to change.

‡ According to Global Finance, April 2009. Sovereign Bank is a wholly owned subsidiary of Banco Santander, S.A.

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