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Sovereign Premier Partnership Banking
Our Premier Partnership Banking package offers you our best features and great rewards. With convenient solutions for managing your everyday finances, as well as products and services designed to help you save for and manage your long-term goals, Premier Partnership has everything you need. You get special discounts and bonuses, one-on-one personal service, and great benefits that only Sovereign can provide. Here's what's available with your Premier Partnership Banking package:
Premier Partnership Checking Account Features
- Interest-bearing checking with our highest checking account interest rate
- No fee to use other banks' ATMs located in the United States1
- No monthly fee with $15,000 or more in combined balances (beginning September 1, a combined balance of $20,000 is required) in checking, savings, money market savings, CDs, IRAs, investments, or loans (otherwise, $30)
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- Free checks3
- No fees for stop payments, money orders, bank checks
- Exclusive toll-free customer service phone number
- Opened with every Sovereign Premier Partnership Banking package
Premier Money Market Savings Account Features
- Our best Money Market Savings rates
- Helps you plan for upcoming life events
- FDIC-insured account4
- Opened with every Sovereign Premier Partnership Banking package
Premier Debit MasterCard Features
- Use your card for purchases in stores and online anywhere a MasterCard debit card is accepted and to access your funds at more than 2,300 Sovereign ATMs
- Earn up to 20% in Sovereign Cash RewardsSM at participating retailers when you use your debit card5
- Enjoy peace of mind with Purchase Assurance, Extended Warranty® and MasterRental® Protection6
Sovereign Online Banking with BillPay Features
- 100% GUARANTEED7 against fraud and late bill payments
- 24/7 access to account balances, transaction history and more
- Easy-to-use BillPay with the ability to receive e-Bills
Other Features/Benefits
- Available Easy Access Line of Credit (subject to credit approval)
- Sovereign Account Protector Program8
- Interest rate bonus on all eligible CDs
- .25% rate discount on a Home Equity Loan or Line of Credit with automatic payment from a qualifying Sovereign account
- $100 discount on mortgage application fee
- .25% rate discount on Auto Loans with automatic payment from a qualifying Sovereign account
- No annual rental fee for small safe deposit box9
Sovereign Preferred Partnership Banking
You work hard. You deserve some rewards. Our Preferred Partnership Banking package was designed to give you just that. Offering you fast, easy access to your money, along with great, added benefits — Preferred Partnership Banking gives you exactly what you need. Enjoy timesaving and moneysaving features that are perfect for people on the go. Here's what's available with your Preferred Partnership Banking package:
Preferred Partnership Checking Account Features
- Interest-bearing checking with a great rate
- No minimum balance requirement
- No monthly fee with recurring Direct Deposit (otherwise, $10)
- No fee to use other banks' ATMs located in the United States1
- Free Graystone-style checks
- Opened with every Sovereign Preferred Partnership Banking package
Preferred Money Market Savings Account Features
- Special Money Market Savings rates
- Helps you plan for upcoming life events
- FDIC-insured account4
- Opened with every Sovereign Preferred Partnership Banking package
Sovereign Debit MasterCard Features
- Use your card wherever a MasterCard debit card is accepted and at more than 2,300 Sovereign ATMs
- Earn up to 20% in Sovereign Cash RewardsSM at participating retailers when you use your debit card5
Sovereign Online Banking with BillPay Features
- 100% GUARANTEED7 against fraud and late bill payments
- 24/7 access to account balances, transaction history and more
- Easy-to-use BillPay with the ability to receive e-Bills
Other Features/Benefits
- Discounted annual fee10 Sovereign Easy Access Line of Credit (subject to credit approval)
- Sovereign Account Protector Program8
- Interest rate bonus on all eligible CDs
- .25% rate discount on a Home Equity Loan or Line of Credit with automatic payment from a qualifying Sovereign account
- .25% rate discount on Auto Loans with automatic payment from a qualifying Sovereign account
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MasterCard is a registered trademark of MasterCard International Incorporated. |
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| 1 |
ATM owner may charge a separate fee. |
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Mortgages, student loans, credit card balances, unsecured personal loans and lines of credit issued by FIA Card Services, N.A., and the unused portion of any Sovereign credit line are not counted as part of the combined balance. Indirect auto loans obtained through automobile dealers also are not counted. |
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| 3 |
Free Graystone checks, or $15 discount toward alternate designs. |
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Please visit www.fdic.gov for details. |
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Cash rewards are earned on purchases made at participating online retailers
through the Sovereign Cash RewardsSM Program Website or in-store at participating national and local retailers when using your Sovereign Debit Card. Look for terms of the participating retailers' offers on the Sovereign Cash RewardsSM Website. Participating retailers are subject to change.
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Certain restrictions apply. For full details, see your Guide to Benefits. |
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Please refer to the Online Banking Agreement for details on guarantees and your responsibilities for promptly reporting unauthorized transactions. |
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a) There is no guarantee that all overdrafts will be paid; (b) Sovereign charges a fee of $35 for each item that overdraws your account and a fee of $5 per day if any overdraft remains unpaid for more than 5 days; and (c) If we do pay an overdraft on your account, the overdraft must be promptly repaid. |
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Or 50% discount on any size safe deposit box rental. For the life of your Sovereign Premier Partnership Checking account. |
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The fixed Annual Percentage Rate applicable to this line of credit is 18%. |
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