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American Express® Business Cards
American Express® Business Cards
Thanks to our partnership with OPEN from American Express®, we offer a variety of Business Cards with special features and savings that reward you for your business banking relationship with Sovereign.
OPEN Savings programWith American Express Business Cards you can save money on purchases through the OPEN Savings® program, plus save time tracking expenses and controlling employee spending with online account management and reports.



Business Gold Rewards Card

 

LIMITED TIME OFFER: Earn enough points for a free domestic airline ticket.

  • Spend $1,000 on your Business Card by October 31, 2008 and earn enough Membership Rewards® points for one domestic round trip airline ticket1
  • No pre-set spending limit2
  • No annual fee your first year (a $125 savings)
  • Save 3% to 25% automatically on business spending with participating OPEN Savings® partners3
  • Points have no expiration date
  • Earn an additional 5,000 or 10,000 points with a qualifying Sovereign business checking account4
  • Continue to earn 5,000 points each year when you have a qualifying Sovereign business checking account and when you renew your Card4

Business Gold Rewards Card

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SimplyCash® Business Credit Card

 

Earn cash back automatically on all purchases.
  • No annual fee
  • $50 statement credit after your first purchase5
  • Earn 5% cash back on automobile gas, office supplies, and wireless services; and 1% cash back on virtually all other purchases. Cash back is automatically credited to your statement each month6
  • Low introductory APR on purchases for the first 6 months
  • Save 3% to 25% automatically on business spending with participating OPEN Savings partners3

SimplyCash Business Credit Card

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Business Platinum Card®

 

Gain access to exclusive travel, lifestyle, and entertainment benefits.

Enjoy many of the same Card benefits as the Business Gold Rewards Card plus:
  • Complimentary companion coach airfare on U.S. flights four times
    per year7
  • One Membership Rewards point for virtually every dollar spent
  • Rich travel benefits, including airport club access to American Airlines Admiral Club®, Delta Crown Room Club, Continental Airlines President's Club, and Northwest WorldClubs8

Business Platinum Card

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1 To be eligible to earn bonus points you must be enrolled in the Membership Rewards® program ("Program") at the time of purchase and charge your purchases to an eligible, enrolled American Express® Business Gold Rewards Card.

Only upon the new Basic Card member's approval and first purchase, a one-time bonus of 5,000 points can be earned toward the Basic Business Gold Rewards Card member's Membership Rewards account. You may be permitted to have more than one Business Gold Rewards Card account; however, you are eligible to earn welcome bonus points for only one Card account. Additional Card members are not eligible. These bonus points will be credited to your Membership Rewards account 6 to 8 weeks after your first eligible purchase appears on your monthly Business Gold Rewards billing statement. Bonus ID: 9238. In addition, after you spend $1,000* on your Business Gold Rewards Card before October 31, 2008, 20,000 bonus points will appear on your monthly billing statement within 6-8 weeks. Bonus ID 0912. These bonuses will appear as separate credits of 5,000 and 20,000 bonus points. The maximum 25,000 bonus points are available to first-time Basic Business Gold Rewards Card members only; they are not available if you transfer an existing account. Applications must be received between 04/14/2008 and 6/30/08. The 25,000 Membership Rewards bonus points may be redeemed for one domestic round-trip airline ticket**. Terms and Conditions for the Membership Rewards® program apply. For more information or to enroll in the Membership Rewards program, visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276).

* Eligible Spending includes purchases of goods or services, which purchases have not been returned or otherwise credited to your Card account: it does NOT include fees, Finance Charges, Cash Advances or similar means of accessing your Card account, or the purchase of American Express Travelers Cheques, American Express Gift Cheques or other cash equivalents. The following are not eligible to earn Membership Rewards points: Savings, Cash Advance Services, Balance Transfers, Privileged Assets, Express Cash, American Express® Travelers Cheques and Gift Cheques, Cash Advances: fees and interest; charges for dishonored checks, finance charges, including Line of Credit finance charges, Sign & Travel® finance charges, Extended Payment Option finance charges, delinquency charges, bulk purchases of wireless time, Membership Rewards program migration fees, Card account annual fees, and fees for enrollment-based Card services.

** Enrollment in a participating Frequent Flyer program is required. Airline tickets are subject to availability. For each conversion of points into the Frequent Flyer program of a U.S. airline, a fee of $0.0005 per point, with a maximum fee of $75, will be charged to your Card account. We charge this fee to offset the federal excise tax we must pay on such conversions. The fee may be more or less than the actual amount of the excise tax we pay on any individual conversion. We may offer you the option to redeem points to pay this fee.

All purchases are eligible for the 25,000 Membership Rewards points EXCEPT:
Returned purchases
Fees
Finance charges
Cash advances
Balance Transfers
Purchase of American Express Travelers Cheques, American Express Gift Cheques, and other cash equivalents

If the statement credit has not been received, refer to the phone number on the back of your statement for the correct steps to follow.
2 The Business Gold Rewards Card has no pre-set spending limit which gives you purchasing power that adjusts with your use of the Card. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record, and financial resources known to us.
3 OPEN Savings® Savings range from 3% to 25%. Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Participation and offers are subject to change without notice. For full partner terms and conditions, visit opensavings.com.
4 Sovereign points are in addition to Membership Rewards points awarded by American Express. Qualifying Sovereign business checking accounts for 5,000 Sovereign points at Card account opening: Free Business Checking and Business Interest Checking. Qualifying Sovereign business checking accounts for 10,000 Sovereign points at Card account opening: Business Checking Plus and Business Cash Management Checking. In the case of multiple qualifying Sovereign business checking accounts, the account that qualifies for the higher level of Sovereign points will be used to determine the number of Sovereign points earned at Card account opening. Each year, 5,000 renewal Sovereign points awarded as long as both the qualifying business checking account and Business Gold Reward Card account remain open. Only one American Express Business Card account and only one Sovereign business checking account per business are eligible for Sovereign points. Sovereign reserves the right to cancel this program at any time.
5 Bonus $50 savings applies to your first purchase made on or before June 30, 2009, and will appear as a statement credit on your monthly billing statement. Maximum discount available is $50 per Card Account.
6 Cash Rebate: There is no limit to the amount of cash rewards you can earn. You will receive the Rebate in the form of a credit to your Account (net of credits for purchases). The credit will appear on the second billing statement following the billing statement in which the qualifying Purchase(s) appeared, based on the following structure: You will receive a Rebate of 5% for purchases of wireless telephone services, automobile gasoline (effective December 01, 2007, any individual Purchase transaction in excess of 75 gallons or equivalent dollar value will not be deemed to be a Purchase of automobile gasoline), and office supplies and equipment not purchased at warehouse clubs, superstores or supermarkets ("5% Purchase(s)"). You will receive a Rebate of 1% for all other purchases. To receive the Rebate, your account must be active and in good standing. Important: You will receive a 5% Rebate only if the merchant submits the Charge for your 5% Purchase under the appropriate merchant code, industry code and required service or product identifier established by us with/for the merchant. For example, if a general merchandise retailer sells office supplies, and the retailer processes your Card transaction as a general merchandise charge instead of an office supply charge, you will receive a Rebate of 1%, not a Rebate of 5%. You will not receive a Rebate for balances transferred from other accounts, purchases of American Express(R) Travelers Cheques or American Express(R) Gift Cheques, fees, Finance Charges, Cash Advances and similar means of accessing your Card Account. Additional terms and conditions apply.
7 To be eligible for the Domestic Companion Airfare Program, you must be an active U.S. Business Platinum Card® member. In addition, one of the travelers must be 18 years of age or older. Complimentary ticket must have the same itinerary with departure and return on the same flights as the paid ticket, and is subject to all government fees, taxes, charges. During each calendar year, the Card member may purchase up to four domestic adult round-trip fares subject to the terms and conditions in this offer and receive one complimentary domestic companion fare for each such eligible adult round-trip fare, published before taxes, passenger facility charges (on any of six major U.S. Carriers) of not less than $299.00 between most major airports within the continental United States; and $899.00 between most major airports and Honolulu, Hawaii or Anchorage, Alaska. Fares lower than $299.00 and $899.00, respectively, do not qualify for this offer. Fares between the following airports and Honolulu, Hawaii only shall have a minimum fare requirement of $699.00: LAX, LAS, PHX, SEA, SFO. Qualifying fares must be purchased with an American Express Card as specified above through Airlines Promotions South (API). Companion travel award limited to domestic coach class round-trip fares only. Tickets are non-refundable, non-transferable and non-endorsable and will not be replaced if expired, lost, stolen, or destroyed. Reservations require a minimum seven (7) day advance purchase and a Saturday or two-night stay at your destination. Airline participation varies from market to market and is based on availability. Code share flights are not eligible. This travel award may not be combined with or applied to other offers. Frequent flyer mileage accrual may not be applicable. Schedules, terms, points of service and fares are subject to change without notice. Seasonal and holiday blackouts may apply and availability may be limited during certain peak times to certain destinations. This offer is issued by API who is responsible for its fulfillment. Information provided by American Express about you enables API, our trusted partner, to recognize you as an active Card member. THIS TRAVEL AWARD IS NOT VALID WHERE PROHIBITED BY LAW. All federal, state, and local laws apply. CST 2056143-40 Registration as a seller of travel does not constitute approval by the State of California. Additional terms and conditions apply.
8 Airport Club Access: The Business Platinum Cardmember must present his or her valid Card, government-issued I.D., and airline ticket to club agents. Code-share and affiliated lounge agreements do not apply. Business Platinum Cardmember must be 21 years of age to enter into the Airport Club Lounge without a parent or guardian. Cardmembers must adhere to all house rules of participating clubs.
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